Yousure

How it works

From “which plan?” to an approved quote

Buying health cover for a team usually means calling several HMOs and lining up PDFs that use different words for the same thing. Yousure puts it in one place. Here is every step.
A woman in a blazer working on a laptop at her desk

Before you start, have these ready

  • Your headcount — an exact number is best, a range is enough to start.
  • A rough budget per employee per year. Not sure? You will see what plans for a team like yours cost.
  • Whether you will cover dependants (spouses and children) or employees only.
  • Your current HMO and renewal date, if you have one.

Six steps, about three minutes to the first results

  1. Tell us about your team

    Five quick answers: how many employees to cover, your budget per employee, whether dependants are included, your current HMO and renewal date (optional), and the benefits your team asks about most.

    About three minutes. You can change any answer later.

  2. See every plan that fits

    Each matching plan appears with its price per employee and headline benefits. Narrow the price range, filter by benefit or HMO, and change your headcount right on the page — every price updates.

    If nothing fits your budget, we show the closest plans and tell you how far off they are.

  3. Compare up to three side by side

    Tick up to three plans and open them in columns, lined up benefit by benefit, with each plan version clearly labelled.

    Individual or Family, SME or Corporate — so you compare like with like.

  4. Get sign-off

    Send the shortlist to your CEO or CFO with a note. They see each plan with the cost for your whole team, and their reply comes to you. Or download a one-page PDF for a meeting.

    Your approver does not need an account to open the comparison.

  5. Request your quote

    Pick the plan and request a quote. You see the total annual cost for your headcount and what is included. Nothing is binding yet.

    An advisor confirms the details and works out the final schedule with the HMO.

  6. Track it from your dashboard

    Your dashboard lists every request and where it stands, so you can pick up where you left off and come back at renewal time.

Want screenshots and tips? Read the full guide

Three colleagues in a budget meeting around a conference table

Step 4, up close

Get the decision made, not just the research

The person who compares plans is rarely the one who approves the spend. Send your shortlist to your CEO or CFO with a note, and their reply comes straight to you.

Prefer paper? Download a one-page PDF with prices, team totals and the main benefits for a management meeting or board pack.

How sending for approval works

Common questions

Straight answers to what HR leads and founders ask us most.

Still have a question?

Email compare@yousure.ng, call 0707 924 6899, or talk to an advisor.

Does Yousure cost anything to use?

Comparing plans and getting a quote is free for employers. We are paid the same whichever plan you choose, so our help is about fit, not commission.

Are the prices real?

Yes. Prices come from live plan data and change with your headcount. The HMO confirms the final premium after reviewing your staff list.

Can my CEO or CFO see the comparison without signing up?

Yes. Send it to them from the compare page, or download a one-page PDF. The link opens without an account.

Do you sell my data to HMOs?

No. We never sell your data. See our privacy policy for how we collect, use and protect it.

Can I talk to a person instead?

Yes. Request a callback from an advisor, email compare@yousure.ng or call 0707 924 6899.

Ready? It takes about three minutes

Start with your team profile. You will see real plans and prices straight away, with nothing to sign.

Start comparing — 3 minutesTalk to an advisor