Hygeia HMO vs Reliance HMO
Which fits your team's headcount and budget?
Hygeia HMO lists 7 plan tiers on Yousure, Reliance HMO lists 5. The cheaper entry point between the two is Hygeia HMO at ₦83,640/employee/year. Hygeia HMO treats a group as corporate from 21 lives, Reliance HMO from 20 — that threshold decides which of the two a smaller team can even buy into.
Hygeia HMO tiers
7
Reliance HMO tiers
5
Cheapest entry tier
₦83,640/yr
Min. group size
21 vs 20
Individual plans, yearly
| Hygeia HMO | ₦/yr | Reliance HMO | ₦/yr |
|---|---|---|---|
| HyDeal 2025 | ₦83,640 | Red Beryl | ₦128,000 |
| HyLite 2025 | ₦94,120 | Alexandrite | ₦211,770 |
| HyBrid 2025 | ₦98,200 | Diamond | ₦370,770 |
| HyValue 2025 | ₦243,280 | Red Diamond | ₦503,255 |
| HyEnhanced 2025 | ₦477,910 | Emerald | ₦1,500,000 |
| HyLeague 2025 | ₦784,180 | — | — |
| HyLeague Plus 2025 | ₦957,070 | — | — |
Rows are each company's own tiers, lowest to highest — tier names aren't equivalent across HMOs.
Family plans, yearly
| Hygeia HMO | ₦/yr | Reliance HMO | ₦/yr |
|---|---|---|---|
| HyDeal 2025 | ₦417,295 | Red Beryl | ₦768,900 |
| HyLite 2025 | ₦470,600 | Alexandrite | ₦1,270,620 |
| HyBrid 2025 | ₦491,000 | Diamond | ₦2,224,620 |
| HyValue 2025 | ₦1,216,425 | Red Diamond | ₦3,019,530 |
| HyEnhanced 2025 | ₦2,397,720 | Emerald | ₦9,000,000 |
| HyLeague 2025 | ₦3,920,890 | — | — |
| HyLeague Plus 2025 | ₦4,785,340 | — | — |
Rows are each company's own tiers, lowest to highest — tier names aren't equivalent across HMOs.
Pick Hygeia HMO if
- Lower entry tier — ₦83,640/employee/year vs ₦128,000 for Reliance HMO
- More tiers to grow into (7 vs 5)
Pick Reliance HMO if
- Opens to smaller groups — corporate pricing from 20 lives vs 21
Frequently asked questions
What's the minimum team size for Hygeia HMO or Reliance HMO corporate pricing?
21 lives for Hygeia HMO, 20 lives for Reliance HMO. Below an HMO's own threshold, Yousure prices your group under its SME tier instead.
Which is cheaper, Hygeia HMO or Reliance HMO?
Hygeia HMO's entry tier is the cheaper of the two at ₦83,640/employee/year — check the full tier table above, since the gap can narrow or reverse at higher tiers.
How many plan tiers do Hygeia HMO and Reliance HMO each offer?
Hygeia HMO has 7 priced tiers, from ₦83,640 up to ₦957,070/year. Reliance HMO has 5.
Get a live, per-employee quote for your team and see the full tier ladder for both HMOs.
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