Compare HMO products
Health cover your team understands. Costs your CFO approves.
Tell us your headcount and budget. We put every matching HMO plan in one table, with the true annual cost per employee and what each one actually covers.
How it works
Three steps to a plan you can defend.
Most companies see real prices in about three minutes. Nothing is binding until you approve the final schedule.
Tell us about the team
Headcount, budget per employee, whether dependants are covered, and the benefits your team uses most.
Compare what matters
Up to three plans side by side: premiums, annual limits, and the benefits that matter to your team.
Enrol and manage in one place
Upload your staff list, track enrolment, and handle renewals from your Yousure dashboard.
Questions? compare@yousure.ng · 0707 924 6899
Built for the person who has to present the options
Whether you are an owner covering nine people or an HR lead renewing for two hundred, the work is the same: defend the choice. Yousure gives you the comparison sheet, the cost model, and the enrolment trail.
What you get
Everything you need to get from “which plan?” to “yes”
Choosing health cover is a team decision. Yousure gives the person comparing and the person approving the same clear numbers.
Every matching plan, side by side
Up to three plans in columns, lined up benefit by benefit: annual limits, hospitals, maternity, dental, optical and chronic care.
The true annual cost
The premium per employee and for your whole team, for your exact headcount. Change the headcount and every price updates.
Get sign-off faster
Send your shortlist to your CEO or CFO in one click. Their reply comes straight back to you.
A one-page summary
Download a clean, one-page PDF of any comparison for a memo, a board pack or your records.
Plan versions made clear
Individual or Family, SME or Corporate: every plan is labelled, so you compare like with like.
A person when you need one
An advisor can check the numbers, answer questions and work out the final schedule with the HMO. Free.
Beyond the price
Cover your team will actually use
A cheap plan is no good if the limit runs out in March or maternity is not covered. Yousure puts the details that decide real use next to the price.
- Annual limits per person, side by side
- How maternity, chronic conditions and mental health are handled
- Dental and optical cover, and what each plan caps them at
- The hospitals on each plan, where the HMO has shared its list
Customers
What our customers say
HR leads and founders use Yousure to turn a stressful decision into a clear one.
“We knew we wanted health cover for the team but had no idea where to start. Yousure helped us compare our options and connected us with the right HMO.”
“Yousure turned a stressful renewal into a clear decision for our team. We finally had apples-to-apples numbers, and I felt confident presenting options to leadership.”
Prefer to talk it through?
Leave your work email and headcount and an advisor will call you. They can check your numbers, explain the differences between plans, and help at renewal time.
How our advisors helpTalk to an advisor
Free, no obligation. Leave your details and an advisor will call you. We are paid the same regardless of the plan you choose.
Common questions
Straight answers to what HR leads and founders ask us most.
Still have a question?
Email compare@yousure.ng, call 0707 924 6899, or talk to an advisortalk to an advisor.
Does Yousure cost anything to use?
Comparing plans and getting a quote is free for employers. We are paid the same whichever plan you choose, so our help is about fit, not commission.
Are the prices real?
Yes. Prices come from live plan data and change with your headcount. The HMO confirms the final premium after reviewing your staff list.
Can my CEO or CFO see the comparison without signing up?
Yes. Send it to them from the compare page, or download a one-page PDF. The link opens without an account.
Do you sell my data to HMOs?
No. We never sell your data. See our privacy policy for how we collect, use and protect it.
Can I talk to a person instead?
Yes. Request a callback from an advisor, email compare@yousure.ng or call 0707 924 6899.
From the blog
Plain guides for the people who choose the cover
HMOs, budgets and renewals, explained for HR leads and founders.
Refer a business to Yousure and earn ₦50,000
Know a founder or HR lead still sorting out health cover for their team? Share your referral link. When they buy an HMO plan through Yousure, we pay you ₦50,000.
30 September 2026 · 4 min read
Send your HMO shortlist to your CEO or CFO for approval
You found the plans. Now someone else has to say yes. Send your shortlist, priced for your whole team, straight to the person who signs off, and get their reply in your inbox.
24 September 2026 · 5 min read
Download a one-page HMO comparison for your next leadership meeting
Some decisions still happen around a table, on paper. You can now save any comparison as a clean, one-page PDF with prices, team totals and the benefits that matter.
24 September 2026 · 4 min read
See every plan that fits your team
Tell us your headcount and budget. In about three minutes you will have real prices, side by side, ready to share with whoever signs off.